Ringgit up after the OPR decision: ¥10,000 is now about RM256, RM17 less than a year ago
This week's news · Checked 2026-11-06
What happened. Bank Negara Malaysia kept the OPR at 2.75% at its last monetary policy meeting of the year on 5 Nov 2026. At the 6pm close the ringgit was stronger against the US dollar (4.0445, from 4.0610 the day before) and against the yen: RM2.5548 per ¥100, from RM2.5636 on Wednesday (Bernama via Malay Mail, 5 Nov 2026). An analyst quoted in the same report expects the US Federal Reserve to raise rates in December, which could cap the ringgit's gains.
| BNM middle rate (17:00) | ¥100 | ¥10,000 |
|---|---|---|
| 5 Nov 2026 | RM2.5576 | ≈ RM255.76 |
| 28 Sept 2026 | RM2.6035 | ≈ RM260.35 |
| 5 Nov 2025 | RM2.7309 | ≈ RM273.09 |
Source: Bank Negara Malaysia exchange rates (api.bnm.gov.my), checked 6 Nov 2026.
What it means for you.
- The yen is about 6% cheaper than a year ago: a ¥100,000 hotel bill is now about RM2,558, against about RM2,731 on 5 Nov 2025, roughly RM173 less. The other way round: RM1,000 now buys about ¥39,100, against about ¥36,600 a year ago.
- For a December budget: plan with ¥10,000 ≈ RM256 and keep a margin of a few percent. Rates can move fast, and the Bernama report itself names an outside factor (US interest rates) that could limit the ringgit's rise. Nobody can promise the direction.
- These are interbank rates: at a money changer or on your card you get fewer yen per ringgit (a spread and fees). Before changing a large sum, compare the board rate with that day's BNM middle rate.
- Book hotels with free cancellation, so you can rebook if prices or the rate move: Trip.com: Tokyo hotels 5–9 Dec, 2 adults + 2 kids (prices in RM; filter "free cancellation"). For the whole trip: package vs DIY budget.
Before you fly: Map of 231 halal places & prayer rooms (US$6.99) — December Edition, 15 Nov.
Affiliate links may be used; your price doesn't change. Sources: Malay Mail (Bernama), "Ringgit extends gains at close after Bank Negara decision to hold OPR at 2.75pc", 5 Nov 2026 (English); Bank Negara Malaysia exchange rates (JPY, middle rate per ¥100, 17:00) on 5 Nov 2026, 28 Sept 2026 and 5 Nov 2025 via api.bnm.gov.my. Ringgit amounts are calculated from these rates. Checked 6 Nov 2026.